Like the Bendigo Blue debit card, the Bank of Queensland Visa debit card is quite basic, but it does offer a couple of things that the Bendigo card does not.

There are seven different accounts on offer from Bank of Queensland to which you can link your Bank of Queensland Visa debit card. The monthly fee for this debit card is $1, which is a little unusual as the majority of Australian banks give debit cards out for free.

In addition to this is the monthly account fee, which varies depending on what kind of account you have and how much money you have in your account. These fees are all set out in Bank of Queensland’s personal banking guide to fees and charges which can be found on the bank’s website.

The monthly account fee can however be waived if you are a full-time student at a University, TAFE, Secondary School, if you’re under 18, if you have a Bank of Queensland home loan, or (depending on what kind of bank account you get) if you have over a certain amount of money in your account.

Unlike most other debit card providers you cannot apply for Bank of Queensland’s Visa debit card online which puts this card on the back foot in terms of convenience for its customers. Instead you have to go into a branch to set it up.

Transactions on this card at Bank of Queensland ATM’s are unlimited, but it’s not on any other banks ATM networks so you will get charged fees if you use the Visa debit card at other banks ATMs. The same goes for using Australia Post banking facilities, although the Australia Post Bank@Post service is a bonus as it increases the number of facilities there are for cardholders to carryout banking activities that they can’t do at ATM’s.

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