For comparison purposes the RSPCA Rescue credit card was called a rewards credit card, however the Bendigo RSPCA Rescue Rewards credit card is the real deal. It is very similar to the RSPCA Rescue card, but with a number of notable differences.

The most noticeable is of course the rewards program. With one point for every dollar spent it at first seems like a good program, however you need to spend over $35,000 just to get a $100 voucher. So, if you don’t want to spend that much money just to get a reward, you can just turn whatever points you have into donations to the RSPCA.

This donation on top of your monthly donation made by Bendigo Bank adds up to a generous amount over a year, which you may not have otherwise made.

Another few differences are the jump in interest free days from up to 40, to up to 55, and the interest rate hike. Like the RSPCA Rescue credit card the annual fee is low and there is an introductory interest rate. However after this period the interest rate is fairly high across the board.

By and large, the RSPCA Rescue Rewards credit card is not a spectacular option for any of the categories that it fits into, and is by far outshone by the RSPCA Rescue credit card in all areas. Other than the increase in interest free days (which is relatively common anyway), there would be no other reason to recommend it over another credit card.

See our top credit card picks in the Editor’s Choice category