FEATURES SUMMARY

 

 

 

• Annual fee: High annual fee
• Purchase rate: Low p.a. purchase rate
• Cash Advance rate: Low p.a. cash advance rate
• Interest-free days: Up to 55 days
• Extras:

• • Concierge Service
  • Extended Warranty
  • Phone/Internet banking
  • Overseas Medical Insurance
  • Up to 9 additional cardholders
  • American Express/Visa Entertainment benefits

Earn 20,000 bonus Qantas Frequent Flyer Points to help get to your destination sooner.
 * 20,000 bonus Qantas Frequent Flyer Points if you apply by 28th Feburary 2011. Offer available to only new applicants.

The ANZ Frequent Flyer Platinum credit card is the top dog of the ANZ Frequent Flyer cards, so as well as being the #1 credit card in the Frequent Flyer category, it also takes out the #2 spot in the platinum credit card category.

Being the next step up from the Gold Frequent Flyer card, it has a number of benefits that are exclusive to Platinum credit card holders and are very beneficial for a regular traveler.

The core features of this airline rewards credit card remain the same as the other frequent flyer cards offered by ANZ (interest, balance transfer, interest free period). However the inclusion of travel insurance benefits makes this card much more valuable than the rest.

With this card you will receive extended warranty on purchases*, 90-day purchase security on lost/stolen/broken products*, not to mention overseas medical insurance*. Safety measures such as these can often be expensive and a major hassle to organize, so if you do fly regularly then the inclusion of these features is very convenient.

Using your Platinum American Express credit card will earn you 1.5 points for every dollar spent (up to $2500 a month), and like the lower level frequent flyer cards, 1 point for every $2 spent on the Frequent Flyer Platinum Visa. ANZ Frequent Flyer Platinum cardholders also benefit from the concierge booking service*, which adds another level of convenience to your international travels.

The annual fee for this card burns a hole in your pocket, so if it is mainly frequent flyer points you’re looking for then we recommend the ANZ Frequent Flyer Gold credit card as this offers the same rewards benefits with a much cheaper annual fee. Otherwise, the ANZ Frequent Flyer credit card comes very highly recommended.

See all our top credit card picks in the Editor’s Choice category

Looking for a credit card with a rewards program that caters for the whole family? Well you’ve come to the right place.

When you make purchases using your Rewards Visa you’ll earn one point for every $1.50 you spend (up to $50,000). Points can be redeemed for holiday perks (through a number of airlines), cash back, electronics, adventure activities, movie tickets, vouchers, and even kitchen appliances.

Just remember that unfortunately, any rewards points earned on this card expire after 36 months (3 years) so you need to make sure you redeem your points before this happens!

While the interest rate on purchases is quite high, the annual fee is still relatively low compared to other rewards cards. No doubt these costs are applied to the ANZ Rewards Visa in order to account for the huge range of rewards on offer.

With an introductory offer the balance transfer rate for the ANZ Balance Visa is very affordable. So if you are looking for a good balance transfer rate then this card is one of a number of good options and comes highly recommended.

While it is similar to the ANZ Frequent Flyers credit card there is much more to choose from with the ANZ Rewards Visa, and with so much flexibility you sure to find a reward that tickles your fancy.

See all our top credit card picks in the Editor’s Choice category

FEATURES SUMMARY

 

 

• Annual fee: Low annual fee
• Purchase rate: Low p.a. purchase rate
• Cash Advance rate: Low p.a. cash advance rate
• Balance Transfer rate: Low p.a. balance transfere rate
• Interest-free days: Up to 44 days

• Extras:
  • Rewards
  • Phone/Internet banking
  • Visa Entertainment benefits
  • Worldwide emergency credit card replacement

The ANZ Rewards Visa Gold is the next step up from the standard ANZ Rewards Visa, so the majority of its features are exactly the same.

Like the ANZ Rewards Visa, you get 1 point for ever $1.50 you spend and these points are valid for 36 months. Interest rates are also the same on purchases* and balance transfers (after the 6 month introductory period).

But here’s where you the benefits of the ‘Gold’ rewards come into play…

You’ll get all the perks of a premium credit card and more, such as a higher credit limit, commission free traveler’s cheques, ANZ Falcon credit card security, and your maximum spend for earning points is double that of the standard card at $100,000. You’ll also get up to 55 days interest free on purchases* as opposed to just 44 on the standard rewards card.

These features enable this card to take out the #1 spot in the Editor’s Choice category for cash back credit cards category.

The annual fee on this card is a reasonable. So if you’re a reasonably big spender looking for a rewards program to accompany your spending habits then the ANZ Rewards Visa Gold is a good match.

See all our top credit card picks in the Editor’s Choice category