Editor'sFEATURES SUMMARY
- Annual Fee: Low annual fee
- Purchase rate: Low p.a. purchase rate
- Cash Advance rate: Low p.a. cash advance rate
- Balance Transfer rate: Low p.a. balance transfer rate
- Interest-free days: Up to 55 days
- Extras:
- Phone/internet banking
-
- St George Instant Benefits
- Minimum credit limit $8,000
- Personal concierge service
- Complimentary travel insurance
- Purchase protection insurance
- Transit accident insurance
- Extended warranty insurance
While at the higher end of the scale, this card outshines a lot of other credit cards due to the fact that it comes with all the usual benefits of a platinum card all the while maintaining a low interest rate.
These standard platinum credit card benefits include purchase protection, international travel, transit accident and extended warranty insurance, so you’re covered for pretty much anything you might use your card for.
Usually with platinum cards you’re stung with higher fees to compensate for all the benefits you receive, but this is not the case with this credit card. With a low purchase rate p.a.*, up to 55 days interest free* and p.a. on balance transfers for the first 6 months*, the savings available are surprisingly good.
At its annual fee is one of the best around for a platinum card, and is only $10 more expensive than that of the ANZ Balance Visa which has only a rewards program to make it comparable to the St George Platinum credit card.
The range of benefits and affordability of this platinum credit card means that so many more people have access to a high end credit card with great benefits, without being stung by huge fees and credit card rates. For these reasons and it’s many features, it receives the #2 spot in the Editor’s Choice – Platinum Credit Cards category.
See all our top credit card picks in the Editor’s Choice category
