Citibank’s debit cards are pretty well hidden on the bank’s website so is a little harder to find than most. But when you do find it you’ll see that you can apply for a Citibank Visa debit card through a Citibank Plus Transaction account.

The fee for this account and debit card is low.

This is yet another fence sitter in Australia’s debit card range – not quite expensive, but it’s definitely not free either! But there is some good news… If you arrange to have your regular salary of $3000 or more (per month) credited directly to your Citibank Plus Transaction account, that $5 fee will be waived, and you’ll be $5 richer!

With free internet and phone banking, as well as a monthly statement, you’ll have no problem keeping track of your purchases made online, over the phone, and in retail outlets anywhere in the world.

So not only is it convenient but it’s cheap too, with no ATM fees at Citibank, Westpac, St.George and BankSA ATMs around Australia. Although it is important to note that this excludes St George ATM’s at BP station outlets.

With this bank debit card you’ll also be able to link up to three other high interest savings accounts free of charge. So when you want to use money from these savings accounts to make a purchase online or over the phone, simply transfer the funds from your high interest savings account to your Transaction account you’ll be away laughing.

See our top credit card picks in the Editor’s Choice category