Suncorp is another Australian bank that offers no fees for their debit cards, and absolutely no fees for transactions. All you have to do is make sure that you remember to press credit when making purchases.

This debit card also has an aesthetically pleasing feature called Suncorp Bank Card Skins. When you apply for your Suncorp Visa debit card you can choose an image of your own or from the Suncorp image gallery to have on the front of your card.

This feature is a smart move on Suncorp’s behalf, because with so many cards on offer from a number of banks, features such as this can really sway someone’s debit card choice. And while it does cost it is an optional extra, if you don’t want it you don’t have to have it.

A Suncorp Visa debit card offers it’s cardholders a savings account that yields high interest, but its also available on the Everyday Options, Everyday Basics, Cash Management and 55 plus accounts so the choice is there if you need it.

Unfortunately you do have to take the good with the bad, so there are a few downsides to this card. The first is that it does allow you to go into overdraft rather than just declining your purchase, at which point you will get stung not only with fees but interest as well.

The second is that Suncorp is not linked with any other ATM networks so you will have to pay fees at all other bank’s ATMs.

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