Like all other platinum cards, the Westpac Altitude Platinum rewards credit card is the next step up in terms of value from its sibling the Altitude Gold card.

While some features are the same, the majority of them are variants of the standard and Gold Altitude rewards credit cards.

There are two significant differences between the platinum card and its lesser siblings and the first is the points earn rate. Using your Altitude American Express you’ll be able to earn three points for every dollar spent, and one point per dollar spent on the Altitude Visa/MasterCard. You’ll also get 15,000 bonus points when you first use either of these cards to make a purchase.

You can redeem your Altitude points for a huge range of rewards. These include flights, vouchers, frequent flyer points, electrical goods, clothing, homeware, and even wine if you feel like having a few!

The Altitude Platinum card also offers all the same travel benefits as the Altitude Gold card, but at much higher values. Overseas travel insurance applies for six months, as opposed to three on the Gold card. You also get up to 2 years extended warranty and 4 months protection on purchases made with your Westpac Altitude Platinum credit card.

While these increases in value do seem like a big (and quite valuable) jump, there is a significant increase in annual fee with the Altitude Platinum card. This is more than the Altitude Gold card.

So is it worth it? Yes. We think so.

While it is double the price of the Gold Altitude credit card, the value of the rewards and benefits is well worth it. However, as usual it really depends on your travelling/spending habits and priorities – so make an educated decision based on your credit needs and capabilities.

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