With the introduction of the debit MasterCard in Australia just a few years ago (2005), there are only three credit card providers in Australia that offer a debit card through MasterCard’s credit facilities. Westpac just happens to be one of them.

For a standard debit card, the Westpac Debit MasterCard has a trifecta of security measures in place in order to protect its cardholder’s from credit fraud and theft. For starters, when you use your debit card you’ll have the option of signing the receipt or using a PIN for your purchase.

Secondly, Westpac uses the Falcon system which detects unusual purchase activity on your card. So if you’ve made some purchases outside of the usual purchases you make, you’ll get a call from Westpac just to check that it’s you using your card and not someone who shouldn’t be.

Last but not least, the Westpac debit card is covered by MasterCard’s Zero Liability policy. So if someone has been racking up purchases on your debit card, you won’t be liable for them.

There are 7 different everyday banking accounts and six different loan accounts that you can link a Westpac debit card to, and your monthly fee will only be that of the account that you choose to link it to. With so many account options with a variety of features available, Westpac has most definitely catered for the needs of a wide range of people.

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