Like the Earth range of travel credit cards offered by Westpac, the Singapore Airlines range comes with two credit cards to maximize your points-earning potential – an American Express card and…wait for it…a Visa credit card (you thought it was going to be a MasterCard didn’t you?)

However, rather than earning rewards points with Qantas, your points are (obviously) with Singapore Airlines. KrisFlyer miles (Singapore Airlines’ frequent flyer points) are earned at a rate of 1 mile per dollar spent on the American Express and 0.5 miles per dollar spent on the Visa. You can also earn the same amount of bonus miles on top of the standard miles when you book Singapore Airlines flights with your Singapore Airlines Gold credit card.

There are a number of benefits available with the Gold card, including a one year extended warranty and three months purchase protection. International travel insurance is also included for trips of up to three months long and claims of up to $250,000.

Being a premium card linked to Singapore Airline benefits, you’ll also have access to Gold offers from partners of Singapore Airlines such as Accor Resorts & Hotels and Avis Rental companies which will definitely come in handy while you travel. Many of the features found on the Gold card can also be found on the Platinum card. And while their value is halved on the Gold card, so too is the price so it still bodes well as a mid-range travel credit card.

The interest free period on this card (unfortunately) is relatively low at up to 45 days, with a variable interest rate p.a. for purchases and p.a. for cash advances. Balance transfers are available at a low rate p.a. for the first 6 months.

While the interest rates for purchases and cash advances aren’t the lowest, for a rewards card with great international travel benefits and points earning potential the Westpac Singapore Airlines Gold credit card is good value for money. Possible even a better option than the Platinum card, unless of course you regularly spend large amounts of money on your credit card and want to capitalize on that.

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